Messengers (1999)

Naomi Shimizu is a young career woman working for Enrico Dandolo, an Italian fashion house. That is until one day the company declares bankruptcy. Accustomed to living in luxury she tries to make a run for it with the last remaining company asset, a red Alpha Romeo sports car. Unfortunately she recklessly collides with a bicycle messenger. Lacking any funds to pay for a settlement, she ends up having to work as a bicycle messenger.